Tanzania’s Health Insurance Coverage Surges to 37%, Signaling Economic Progress
Dar es Salaam is witnessing a significant milestone in healthcare accessibility, with health insurance coverage expanding to 37% of the population. The national insurance sector is experiencing robust growth, now contributing 2.0% to the country’s Gross Domestic Product (GDP), with ambitious plans to reach 3% by 2030.
Key developments in the insurance landscape reveal a remarkable transformation. The number of insurance providers has dramatically increased from 993 in 2021 to 2,208 in 2024, representing a remarkable 122.4% growth over four years.
The Universal Health Insurance (UHI) scheme is driving this expansion, with a strategic focus on rural access and digital integration. Mobile technology is playing a crucial role in extending insurance services to remote communities, enabling wider participation and financial inclusion.
National targets are set to achieve 50% insurance penetration among adults by 2030, currently standing at 15%. The government’s proactive approach and policy reforms are attracting increased investor interest, creating a more favorable business environment.
Digital tools and mobile phone accessibility are being leveraged to register insurance agents nationwide, particularly in underserved rural areas. This approach aims to bridge healthcare accessibility gaps and provide comprehensive insurance coverage across Tanzania.
The ongoing national trade fair has highlighted these achievements, showcasing the country’s commitment to economic development and inclusive financial services. With continued strategic initiatives, Tanzania is positioning itself as a leader in insurance sector innovation and accessibility.
